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Retirement Planning
Who Should You Designate as Your IRA Beneficiaries
Do you want to withdraw money from your IRA? Find out how to minimize your taxes and let your IRA last as long as possible -- even for generations

Are You Coming Up Short for Retirement?
Here are a few strategies that, if taken seriously, might help you attain the retirement lifestyle you're looking to achieve.

Top Ten Things to Do Before Retiring
Here's what to do now if retirement is on your horizon.

Will You Have to Work During Retirement?

Paying for College and Homes vs. Retirement
Once upon a time, Americans built their own homes - all it took was an ax, a saw, hard labor, and help from family and friends...

How to Withdraw Money from Your Company Retirement Plan Without Paying the 10% Penalty
Not everyone is subject to a 10% early withdrawal penalty. The IRS has 10 exceptions to that rule

Do You Know Who Your Beneficiaries Are?
By selecting the right beneficiary, or combination of beneficiaries, you can greatly extend the potential value of your assets, reduce the amount paid in taxes, and materially improve your heirs' lives, all while helping insure peace within the family.

Memo to Congress: Make this Change to 401(k) Accounts NOW!
This change to 401(k), 403(b), 457 plans and IRAs would most likely benefit workers more than any other proposal - but no one is talking about it.

New 401(k) Investment Choice Causes Common Mistake by Workers
If you've opted for this investment choice in your 401(k), you may be making a big mistake. I'm talking about something called a lifestyle fund. Here's the deal...

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Let Edelman Handle Your Investments
Edelman Financial is one of the largest independent investment and financial planning firms in America, managing money for individuals and families across the nation. Learn how we can help you.
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ric's books

Ric's Latest Book
Award-winning financial advisor Ric Edelman's new book The Lies About Money is available in bookstores and online.
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