Financial Basics
Do You Really Know the True Cost of Your Advisor?
Read Ric's article and find out why many advisors fail to reveal the total costs to clients.
Ric's Top 50 Tips
Find out why you should never buy mortgage life insurance, the truth about EE savings bonds, Roth IRAs and 529 Plans -- how to handle your pension, lease a car, the right way to use credit cards, and much more.
The Four Obstacles to Building Wealth
What to Do If You Are a Victim of Identity Theft
Learn how to respond if your identity is stolen.
The 11 Reasons You Need to Plan
How the Greatest Discovery of the 20th Century Can Make You Rich
Is Your Child's SS Number at Risk?
You know you should check your credit report to see if your identity has been stolen. If a thief obtains your Social Security number, they can establish credit cards in your name, borrow money and make purchases -- all without you realizing it.
Confused About How Financial Planning Works?
Financial planning confuses a lot of people. Faced with an array of decisions, most people don't know what to do.
What Does Ric Read?
Is Your Identity Adequately Protected?
Here's how to reduce the likelihood that your identity will be stolen.
Documents: What to Keep - What to Store - What to Shred
Here's what you need to keep and when you can trash it.
Are You Entitled to Overtime Pay?
If you work for a company that generates annual revenue of $500,000 or more, you are entitled to overtime pay if you work more than 40 hours a week.
Who Has Info on You - and What Do Those Files Say?
Information about you is stored in corporate and government computers throughout the United States and abroad...
The Story of Taxes and Inflation
Together, taxes and inflation create a web of incredible treachery, serving as another example of how The Rules of Money Have Changed.
Should You Have More Than One Financial Advisor?
Should You Buy or Lease Your Next Car?
It'd be easy for me to tell you to take the bus or keep your junker for another 140,000 miles, but that's not realistic. Besides, you know all that stuff anyway. So, since you're going to get a new car no matter what I say, let's answer the question: Should you buy it or lease?
Protect Your Money From Crooked Brokers
History Repeats Itself
Does this list look familiar?
Greed ... How Much Is Enough?
"Twenty percent a year isn't good enough." That's what one investor recently said to me. I guess it's not enough when you consider ...
Draft a Legal Document for Loans Between Family Members
Check Writing Policy Protects Your Money
Are You Paying for Your Lawyer's Incompetence?
Are You Getting the Most from Your Company's Benefits?
Your paycheck is only part of your compensation. Don't leave money on the table.
Read Ric's article and find out why many advisors fail to reveal the total costs to clients.
Ric's Top 50 Tips
Find out why you should never buy mortgage life insurance, the truth about EE savings bonds, Roth IRAs and 529 Plans -- how to handle your pension, lease a car, the right way to use credit cards, and much more.
The Four Obstacles to Building Wealth
What to Do If You Are a Victim of Identity Theft
Learn how to respond if your identity is stolen.
The 11 Reasons You Need to Plan
How the Greatest Discovery of the 20th Century Can Make You Rich
Is Your Child's SS Number at Risk?
You know you should check your credit report to see if your identity has been stolen. If a thief obtains your Social Security number, they can establish credit cards in your name, borrow money and make purchases -- all without you realizing it.
Confused About How Financial Planning Works?
Financial planning confuses a lot of people. Faced with an array of decisions, most people don't know what to do.
What Does Ric Read?
Is Your Identity Adequately Protected?
Here's how to reduce the likelihood that your identity will be stolen.
Documents: What to Keep - What to Store - What to Shred
Here's what you need to keep and when you can trash it.
Are You Entitled to Overtime Pay?
If you work for a company that generates annual revenue of $500,000 or more, you are entitled to overtime pay if you work more than 40 hours a week.
Who Has Info on You - and What Do Those Files Say?
Information about you is stored in corporate and government computers throughout the United States and abroad...
The Story of Taxes and Inflation
Together, taxes and inflation create a web of incredible treachery, serving as another example of how The Rules of Money Have Changed.
Should You Have More Than One Financial Advisor?
Should You Buy or Lease Your Next Car?
It'd be easy for me to tell you to take the bus or keep your junker for another 140,000 miles, but that's not realistic. Besides, you know all that stuff anyway. So, since you're going to get a new car no matter what I say, let's answer the question: Should you buy it or lease?
Protect Your Money From Crooked Brokers
History Repeats Itself
Does this list look familiar?
Greed ... How Much Is Enough?
"Twenty percent a year isn't good enough." That's what one investor recently said to me. I guess it's not enough when you consider ...
Draft a Legal Document for Loans Between Family Members
Check Writing Policy Protects Your Money
Are You Paying for Your Lawyer's Incompetence?
Are You Getting the Most from Your Company's Benefits?
Your paycheck is only part of your compensation. Don't leave money on the table.
